Safe Investments

Safe Investments fall into three categories:
  1. Bonds. A bond is a "security" which gives the holder a financial claim on the issuer.  Bonds are similar to Certificates of Deposit. Instead of being issued by banks, however, bonds are issued by the Government or private companies. Depending on the type of bonds that you buy, your initial investment may double over a specific period of time.
  2. Mutual funds. Mutual funds are also relatively safe. This is when a group of investors put their money together to buy stocks, bonds, or other investments. All you need to do is find a reputable, qualified broker who handles mutual funds, and he or she will invest your money, along with other client's money. Mutual funds are a bit riskier than bonds.
  3. Tax Lien Certificates provide a state guaranteed interest rate ranging from 12% to 50% per year. This is, arguably, the safest, highest return investment opportunity available.